Medicare Health Insurance
Medicare alone will not pay all of your medical expenses. Original Medicare works like a lot of health plans in that there are deductibles and co-pays. The costs with standalone Medicare can be significant for hospital stays and diagnostic testing. Most people want to reduce these out of pocket expenses by purchasing additional private medical insurance.
There are two versions of enhanced Medicare Health Insurance you can purchase:
A Medicare Supplement and a prescription drug plan (Part D)
Medicare Advantage plans with Part D coverage included
We can provide information so Medicare recipients can make an informed choice.
Employee Benefits
The Affordable Care Act continues to affect all employers who offer health insurance benefits. The previous plans offered by these companies are no longer be available. The impact of this has been to effectively double the rates for fully insured plans.
We can provide alternatives to the high cost of compliant plans.. A carefully constructed benefits plan can address the high deductible, the coverage gaps and combine employer-paid and employee-paid benefits at a significant savings.
Our benefits package includes group health benefits, dental, vision, cancer and accident protection, life insurance, disability, and long term care
Contact us at 614-889-0934 for more details